定居指南: 如何買家居保險

你在尋找家居保險嗎？這裡有一些讓你開始的貼士。

Finding the right insurance for you is a valuable way of protecting your household goods. Source: Getty Images

買保險前做個物品紀錄，總結家中物品值多少錢？應該拍照，並收好單據。

可幫助你。

Make a list of everything of value that you own and want the insurer to cover. Source: AAP

家居部分很多，有獨立公司也有商業機構提供的。

最佳辦法，是從

拿三個估價，若你試過有計劃不受保，應該加保。

提供的資料要準確，不要低估物品的價值，做好物品的紀錄，最好每年更新一次。

Shop around for a policy that best suits your needs and protects all that is important to you. Source: AAP

每份保險都不同，最好細閱合約。

一些保意外，一些不保，一些保珠寶至每件五百元。如要保更多，或有其他狀況，如洪水保險，應該加保，盡量多做資料收集或準備。

由 Insurance Council of Australia 提供

www.understandinsurance.com.au

- 家居用品價值計算機

www.understandinsurance.com.au/calculators

- 尋找和比較保險公司

www.findaninsurer.com.au

- 消息者權益組織

www.choice.com.au/money/insurance/home-and-contents

Always read the fine print, some insurers may charge additional costs for events like flooding. Source: AAP

Published 1 June 2017 5:46pm

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